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Nothing on this web site should be considered a solicitation to buy or an offer to sell shares of any mutual fund in any jurisdiction where the offer or solicitation would be unlawful under the securities laws of such jurisdiction. The use of the Steven Dias / LMA Associates web site is at your own sole risk. Steven Dias / LMA Associates is provided on an "as is" and "as available" basis. Steven Dias / LMA Associates makes no warranty that Steven Dias / LMA Associates will be uninterrupted, timely, secure or error free.

This web site is published solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. References made to third parties are based on information obtained from sources believed to be reliable but are not guaranteed as being accurate. Visitors should not regard it as a substitute for the exercise of their own judgment. Any opinions expressed in this site are subject to change without notice and Steven Dias / LMA Associates   is not under any obligation to update or keep current the information contained herein. Steven Dias / LMA Associates  accepts no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material. Our comments are an expression of opinion. While we believe our statements to be true, they always depend on the reliability of our own credible sources. We recommend that you consult with a licensed, qualified investment advisor before making any investment decisions.

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Diversification does not ensure a profit or guarantee against a loss.  There is no assurance that any investment strategy will be successful.  Investing involves risk and you may incur a profit or a loss.

Securities offered through Registered Representative of Cambridge Investment Research, Inc., a broker-dealer member FINRA/SIPC. Advisory Services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and LMA Associates, Inc. are not affiliated.